Ekuiti Melayu…

 

(Rencana ini adalah petikan kertas ucapan Presiden Perkasa Datuk Ibrahim Ali di Simposium Dilema Melayu, Pusat Dagangan Dunia Putra, pada 12 Februari 2011)

http://www.pribumiperkasa.com/?p=4664

Seorang sahabat (Amin Kayani) postkan dalam mailing list kami di KgVicNorth. Aku buatkan draft tapi aku tak postkan di dalamnya. Aku rasa aku letak di blog dulu. Malas nak layan respons. Bukan malas tapi byk sangat kerja. Kalau blog ni takde org baca..rasanya lah so no komen yet heheheh. Lagipun masa tu AHB aku belum confirm lagi ..so here goes teh draft.

Salam,
Some suggestion for action:
1. Buat loan ASB dgn Maybank. BLR - 1.65%. 4.65% dan dpt pulangan 8.75%. That's 4.10% using other people money (bank negara dan rezab maybank sendiri). Better than FD of 3%. Cuma hukum ASB masih jadi perbincangan.

2. Buat loan AHB ( Amanah Hartanah Bumiputra) sama rate di atas dan pulangan di jangka >10% sebab AHB is brand new dan di bawah PHB, Kem Kewangan ( kata banker tu). If 10% u get, 5.35% with other ppl money. sweet eh? Ada iklan AHB yang lawak, ada makcik nak alih pasu bunga dekat satu bangunan besar, sebab dia kata dia punya building tu ( dia ada share dlm AHB). Tak tgk lagi iklan tu tp dgr org ckp. ada kat youtube rupanya. Tgk sini.

Tapi Kiyosaki tak suka mutual funds, katanya kalau keseluruhan market jatuh mutul funds akan tumbang, but ASB ada rizab. Boleh kasi 11.4% tapi kasi 8.75% je. Refer here:
Kiyosaki dan his friends created a good videos on money with the title "Shooting the Sacred Cows of Money". Watch them here

3. Kiyosaki suruh beli real estate. Ada kawan2 kita yang dah bergiat dgn real estate ni, bravo utk mereka.  Yang belum boleh cuba kalau minat tapi ilmu kena banyak baru untung kalau tak lagi pening kepala nanti.

4. Kiyosaki tak suka mutual funds sebab banks tak tasi dia pinjam duit untuk beli mutual funds. Luckily kat Malaysia it’s not the case. Maybank & RHB (yang aku tau la..maybe ada banyak bank lain lagi) kasi ASB loan dan Maybank kasi AHB loan.

5. So get assets, let your money work hard for you and get passive income. Try to get cash flow + capital

 

All the best.

Zulkef

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