Dr Zulkef Diary- Tone Excel, Passive Income Option for Your Financial Freedom

Evernote asyik2 hang, malas aku nak layan. jadi slow gilos.. Lepas ni aku akan offkan la premium membership.. tunggu dia respond laju pastu maybe esok aku offkan premium membership. Aku akan habis pada 13 oct 2011, so must do tomorrow at 11 oct. Lepas makan ngantuk…tadi dah nap juga ~ 15minutes. mmg arini tidur lambat sikit sebab baca pasal bolted joint mlm tadi. Maklumlah nak prepare for the 1st module. Seperti post lepas, 1st module 1st class was quite successfull. Tapi lepas ni mmg kena pekena tkt ali la. Aku dah bawak pemanas/cerek air tu, so pasni boleh la buat… Dah buat, dah minum…lega…lepas ni ada 4 jam lebih kurang sebelum 6.30..pulun habis.. Buang file sikit di pen drive 8GB supaya benda present semua masuk kat situ…tak yah guna yg 16GB punya. Heru x dpt2 reach Melinda & Caitlin. Tensen gak aku. Anyway aku dah mintak Heru kemas2 and leave the house kalau x dpt2.

Salam, Yeahh lega…Alhamdulillah settle kelas pertama and 1st group. Ada 4 kelas and 2 group total 8 kelas. Tapi kelas Mat punya ada 2 kumpulan masa tutorial so tambah lagi 2 jadi 10 kelas in total kali 10jam. 10 jam this week. and next week another 10 jam. I recorded the event via pictures and videos. need to get the attendance so I can correlate and write on my thesis. Need to prepare for contact stresses. and review the bolted joint again. Students ask if this will appear in the exam or test, and I said not in the format of my A3 size 2d drawings but a regular format that they usually see. A student ask for the A3 drawings and I said I’ll give it in week 7 or week 8. Hope to be healthy and finish this crucial 2 weeks.

6.5% je setahun untung. Harap2 dalam 2 –3 tahun lagi boleh dpt >10%. KPF pun 15% consistently setiap tahun. Takut kena byr lebih service loan drp hasil sebab insurance yang termasuk dlm loan. Aku nak byr insurance MRTA pakai cash MBB tak bagi aritu.. Hmm loan at BLR –1.85 ~ 4.85%. See how it goes this coming few days. http://www.utusan.com.my/utusan/info.asp?y=2011&dt=1007&pub=Utusan_Malaysia&sec=Ekonomi&pg=ek_04.htm PHB umum agih pendapatan kali kedua KUALA LUMPUR 6 Okt. - Pelaburan Hartanah Bhd. (PHB) mengumumkan pengagihan pendapatan kedua sebanyak 3.25 sen seunit untuk Dana Unit Amanah Hartanah Bumiputera (AHB) bagi tempoh enam bulan berakhir pada 30 September 2011. Pengagihan ini mencerminkan kadar pulangan tahunan sebanyak 6.5 peratus, yang ditanda aras terhadap pendapatan 12 bulan Akaun-i Pelaburan Am, Maybank Islamic Berhad. PHB merupakan penaja dan Maybank Investment Management Sdn. Bhd., selaku pengurus bagi dana tersebut. Jumlah pengagihan pend

“Difahamkan treler berkenaan cuba membuat pusingan U di kawasan itu yang tidak berlampu.” http://www.utusan.com.my/utusan/info.asp?y=2011&dt=1007&pub=Utusan_Malaysia&sec=Jenayah&pg=je_02.htm The trailer driver (I assume - most probably less educated and less safety conscious) doing something that was not suppose to be done on  a trailer. As for me, I need a tall car with all the safety features ABS, EBD, Airbag…Hmm that will cost a fortune buying cars like that in Malaysia, but live is expensive and u only live once. Only SUV type car will be suitable for me than. I already have a triton. What should I get for my second car…hmm home the budget 2012 here can help. Full transcript below. 4 pelajar UiTM maut kemalangan Oleh YATIMIN ABDULLAH utusankelantan@utusan.com.my ANGGOTA Bomba dan Penyelamat mengeluarkan salah seorang mangsa yang tersepit dalam kemalangan maut di Kilometer 4.2, Jalan Machang Pasir Puteh, semalam. MACHANG 6 Okt. - Empat daripada